YOUR HOMEOWNERSHIP IS OUR GOAL!
CALL US NOW: 1-954-801-2419
CALL US NOW: 1-954-801-2419
Purchase A Home
YOUR HOME OWNERSHIP IS OUR GOAL!
WHY PAY RENT WHEN YOU CAN OWN YOUR HOME?
BUY NOW AND KEEP YOUR MONEY IN YOUR POCKET...NOT IN YOUR LANDLORD'S POCKET.
WHY PURCHASE?
Purchasing a home can sometimes be a challenging experience. We are here to help you smoothly navigate the financing process and avoid the pitfalls. We offer a variety of loans and work with mortgage lenders who utilize "common sense" underwriting. Each borrower is considered based on your unique financial situation and personal financial history, including obstacles that life brings. We have a variety of products/programs listed below, we can find you the loan that is right for YOU!!!
- Owner Occupied Programs - Non-Owner Occupied Programs
- Fresh Start/Restart Programs - 203K Rehab/Repair Programs
- Newly increased Loan Limits - Jumbo Loans Available
- Qualify With No Tax Returns - Bank Statement Qualification
- Borrow Up to 80% Loan to Value (LTV)
- Credit Score (FICO) as low as 600
- Terms 30, 25, 15 years
- Fixed Rate or Adjustable Rate
- Conventional, FHA, VA loans
Call Us Now: 954-801-2419 [or] Use Mortgage Calculators [or] Continue Learning
#1 - CALCULATE HOW MUCH HOUSE YOU CAN AFFORD
#2 - CALCULATE YOUR MONTHLY PAYMENT
CALL US NOW AT 954-801-2419
lEARN THE STEPS INVOLVED IN PURCHASING A HOME
STEP-1: WHAT COSTS ARE INVOLVED?
- DOWNPAYMENT: Typically 3-30% of the cost of the house.
- PRIVATE MORTGAGE INSURANCE (PMI): Usually required when down payment is less than 20%
- CLOSING COSTS: Typically 2-6% of the loan amount
- ONGOING COSTS: Monthly Mortgage Payment, Homeowner Insurance, Private Mortgage Insurance (if applicable), Flood Insurance (if applicable), Property Taxes, Utilities, Repairs & Maintenance
STEP-2: HOW MUCH HOUSE CAN YOU AFFORD?
You should begin your search by first finding out how much you can afford to pay each month. Knowing your purchasing power will allow you to focus on homes in your price range. Click on the button below to find how much house you can afford.
Or better yet, contact us and we will gladly work with you to answer that question.
STEP-3: WHAT TYPE OF LOAN SHOULD I GET?
There are many loan programs available for homebuyers, each with their own unique advantages and qualification requirements including private financing from a bank or government guaranteed financing. We also offer various special programs including, "First-Time-Buyer" and "Fresh-Start" programs. We will advise the program that's right for you.
Contact us and we will gladly work with you and provide a letter of pre-approval, if required.
STEP-4: GET PRE-APPROVED
Pre-Approval is the first step toward securing a loan. Only a few loan documents are needed at this stage. Our loan officer assesses your financial situation and determines the amount for which you qualify. You may request a Pre-Approval letter to be used during the home search phase as proof that you are a serious and qualified potential buyer. Click on the button below to jumpstart the pre-approval process online.
Or better yet, contact us and we will gladly work with you and provide a letter of pre-approval, if required.
STEP-5: FIND THE HOUSE YOU WANT TO BUY
Typically, home buyers work with a Real Estate Agent/Broker to help them find the home that's right for them. But, some buyers may choose to find the house themselves. Whatever your option, after you have found the house you want to buy, your next step is to contact your mortgage broker or lender. That's where we can help you.
Contact us and we will gladly work with you through the mortgage approval process.
STEP-6: GET YOUR MORTGAGE APPROVED
The approval process is a much more detailed analysis of your financial and credit history. You will be asked to provide several loan documents needed to qualify for a mortgage loan. It is important to work with a lender/mortgage broker who is experienced and capable of finding the right loan program for you that will be approved by the underwriters.
We at Mortgage Funding Group, offer a variety of loans from mortgage lenders that utilize "common sense" underwriting. Each borrower is reviewed and analyzed based on their financial situation and personal history, including obstacles that life brings. We can find you the loan that is right for YOU!!!
Contact us and we will gladly work with you through the process, find the right program and smoothly close the deal.
Working with Mortgage Funding Group
- YOU ARE NUMBER 1 - We put you first no matter your financial situation.
- PERSONALIZED CUSTOMER SERVICE - Fast, efficient, helpful and professional. We close most of our loans in 30 days or less.
- COMMON SENSE UNDERWRITING - We offer a variety of loans from mortgage lenders that utilize "common sense" underwriting. Each borrower is reviewed and analyzed based on their financial situation, and personal history, including obstacles that life brings. We can find you the loan that is right for YOU!!!
- MANY LOAN PROGRAMS - Including First Time Buyer, Fresh Start, Self Employed, Foreign National programs.