YOUR HOMEOWNERSHIP IS OUR GOAL!
CALL US NOW: 1-954-801-2419
CALL US NOW: 1-954-801-2419
FIRST TIME BUYER
FRESH-START/RE-START
BUYING ANOTHER HOME
Government programs available to reduce down-payment. Allows you to buy sooner.
BUYING ANOTHER HOME
FRESH-START/RE-START
BUYING ANOTHER HOME
Buying a second home or rental property? Check out our programs.
FRESH-START/RE-START
FRESH-START/RE-START
FRESH-START/RE-START
Recent foreclosure, bankruptcy or short-sale? Buy another home sooner than you think.
203K REHAB MORTGAGE
FOREIGN NATIONAL MORTGAGE
FRESH-START/RE-START
Buying a home that needs work? Check out our 203K Rehab loan programs.
FOREIGN NATIONAL MORTGAGE
FOREIGN NATIONAL MORTGAGE
FOREIGN NATIONAL MORTGAGE
For qualified non-US citizens who visit the US on business or vacation.
REFINANCE MORTGAGE
FOREIGN NATIONAL MORTGAGE
FOREIGN NATIONAL MORTGAGE
Tap into the equity in your home and get the money you need to do the things you want.
REVERSE MORTGAGE
REVERSE MORTGAGE
REVERSE MORTGAGE
Enjoy your retirement...live mortgage free!
REVERSE MORTGAGE
REVERSE MORTGAGE
REVERSE MORTGAGE
FIRST TIME HOME BUYER MORTGAGE PROGRAMS
LEARN ABOUT YOUR OPTIONS
Special loans and programs available at the state and national level to make home ownership more affordable:
- First time buyer assistance available
- Previous buyer assistance (if you have not held title for 3+ years)
- Teachers and Nurses assistance available
- Must be Primary Residence
- Must be Single Family, 2-4 family units, Condos, Townhomes
- Offers Lower Down Payment
- Offers Lower Interest Rate
- Higher Debt/Income Ratio
- Both Fixed and Adjustable Rates available
- 30, 25, 15 years term available
- Conventional Loan: 3% down; 620+ credit score; 45% debt ratio
- Conventional loan limits $510,400; Jumbo loan exceed $510,400
- FHA Loan: 3.5% down; 600+ credit score; 50% debt ratio
- FHA 203K Loan: 3.5% down; 600+ credit score; 50% debt ratio
- VA Loan: 0% down; 600+ credit score; 50% debt ratio
- FHA & VA Loan Limits $373,750 - $718,750
- Proof of Income documents vary: W2; Tax Returns; Bank Statements; Social Security; Pension/Retirement; Alimony; Child Support; Profit/Loss Statement
Buying Another home - second home or Investment PROGRAMs
LEARN ABOUT YOUR OPTIONS
For buyers purchasing a home for rental or as a second home:
- Second mortgage using existing home as security - income must cover both mortgages
- Remortgage - new lender payoff current mortgage and combine existing balance with new mortgage into one total loan
- Both Fixed and Adjustable Rate available
- 30, 25, 15 years Term available
- Conventional Loan 30% down; 620+ credit score; 45% debt ratio
- Conventional Loan 10% or 20% down; require higher credit score
- Conventional Loan Limits $510,400; Jumbo Loan exceed $510,400
- Proof of Income documents vary: W2; Tax Returns; Bank Statements; Social Security; Pension/Retirement; Alimony; Child Support; Profit/Loss Statement
FRESH-START/RE-START MORTGAGE PROGRAMS
LEARN ABOUT YOUR OPTIONS
For borrowers who have had short sale, bankruptcy, foreclosure or deed in lieu within the past 24 months:
- Allowances for up to 60 days mortgage late payments within the last 12 months
- Apply immediately (even next day) after short sale, bankruptcy, foreclosure or deed in lieu completed
- Both Fixed and Adjustable Rate available
- 30, 25, 15 years Term available
- Conventional Loan: 20% down; 620+ credit score; 45% debt ratio
- Conventional Loan Limits $510,400; Jumbo Loan exceed $510,400
- Proof of Income documents vary: W2; Tax Returns; Bank Statements; Social Security; Pension/Retirement; Alimony; Child Support; Profit/Loss Statement
203K MORTGAGE REHAB/REPAIR MORTGAGE PROGRAMS
LEARN ABOUT YOUR OPTIONS
An FHA 203(k) Rehab loan enables you to buy a home that’s in need of repairs or renovations (fixer-upper) by providing additional funding before move-in. Allows homeowners to combine the mortgage with cost of renovation to make one monthly payment. It is insured/guaranteed by the Federal Housing Administration (FHA):
- Must be Primary Residence
- Must be Single Family, 2-4 family units, Condos, Townhomes
- Loan amount is cost of house plus cost to renovate
- Minimum $5000 renovation costs
- Both Fixed and Adjustable Rate available
- 30, 25, 15 years Term available
- Conventional & FHA financing available
- Loan Limits $510,400 conventional; $373,750 - $718,750 FHA
- Proof of Income documents vary: W2; Tax Returns; Bank Statements; Social Security; Pension/Retirement; Alimony; Child Support; Profit/Loss Statement
FOREIGN NATIONAL MORTGAGE PROGRAMS
LEARN ABOUT YOUR OPTIONS
For qualified non-US citizens who visit the US on business or vacation:
- Both Fixed and Adjustable Rate available
- Downpayment 30% minimum
- Letter from accountant (CPA) indicating Type of Earnings and Yearly Income
- 3 Credit Reference letters from financial institutions in country of origin
- Proof of Income documents: Bank Statements, Profit & Loss Statement
REFINANCE & REVERSE MORTGAGE PROGRAMS
REFINANCE MORTGAGE PROGRAMS
REFINANCE MORTGAGE PROGRAMS
REFINANCE MORTGAGE PROGRAMS
Tap into the equity in your home and get the money you need to do the things you want.
- Non-Owner Occupied
- Owner Occupied
- Qualify With No Tax Returns
- Go Up to 80% LTV
- FICO as low as 620
Choose terms of your loan 30, 25, 15 years
Choose Fixed Rate or Adjustable Rate
Maximum Loan Amount 80% Equity
REVERSE MORTGAGE PROGRAMS
REFINANCE MORTGAGE PROGRAMS
REFINANCE MORTGAGE PROGRAMS
Enjoy your retirement...live mortgage free!
- For Seniors 62+ years old
- Owner Occupied homes
- Must have no or low balance owed on your mortgage
- FHA, Conventional, Jumbo Products available
- You will have No Monthly Payment
- You must continue to pay Property Taxes, Insurance, HOA & maintenance
- Home must remain your primary residence